UK Driving Theory Test 2025 – 400 Free Practice Questions to Pass the Exam

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Question: 1 / 400

What is the excess of an insurance policy?

The total cost of the policy

The amount you have to pay for each claim

An "excess" in insurance refers to the amount that the policy holder must pay before the insurance company covers the remaining cost of a claim. Option A (total cost of the policy) is incorrect because it refers to the overall cost of the insurance policy, not just the excess. Option C (maximum coverage amount) is incorrect because it refers to the highest amount that the insurance company will pay for a covered claim, not the excess. Option D (deductible for policy renewal) is incorrect because it does not accurately describe the excess, which is paid for each individual claim, not just at policy renewal.

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The maximum coverage amount

The deductible for policy renewal

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