UK Driving Theory Test 2025 – 400 Free Practice Questions to Pass the Exam

Driving without insurance has significant legal consequences that reflect the seriousness with which the law views this issue. The correct answer indicates that a person caught driving without insurance may face fines, receive penalty points on their driving license, or even face a driving ban.

In the UK, it is a legal requirement to hold valid insurance when driving a vehicle on public roads. If an individual is stopped by the police and found to be uninsured, they can be penalised with a fine that can range up to £300, and they may receive six to eight points on their driving record. Accumulating a certain number of points can result in further consequences, such as a driving ban, especially if someone is a new driver, as they may lose their license after accumulating just six points within the first two years of driving.

The seriousness of the matter stems from the need to protect both the driver and other road users. Insurance provides financial coverage in case of accidents, helping to manage the risks involved in driving. Thus, driving without insurance not only poses a risk to the driver but also to other motorists and pedestrians.

In contrast, the other options presented do not accurately reflect the legal framework or realities of being caught driving without insurance. Warnings from the police may occur in